Senior Valuations Analyst

Senior Valuations Analyst | London (hybrid, 3 days in office)

I'm partnering with a London fintech lender to hire a Senior Valuations Analyst for its revolving line of credit products.

This is a single-owner role. You'll own the unit economics and lifetime value models for both products, reporting directly to the Head of Valuations. The card model has recently been rebuilt, and the line of credit model is being rebuilt this quarter, so you'll start with clean foundations and clear ownership.

What you'll do

• Own the valuation and unit economics models for credit card and line of credit, including refreshing assumptions and identifying where performance diverges from expectations.
• Provide the model outputs that feed budgeting and financial forecasting.
• Support marketing ROI by linking value per account to acquisition cost, with a move towards optimising channels on a pure NPV basis.
• Use the models to shape credit strategy, including policy cut-offs and credit limits.
• Work closely with Finance, Marketing and senior Credit and Cards leadership.

What we're looking for

• Valuation or NPV modelling experience in consumer credit. Revolving products (cards or lines of credit) are strongly preferred.
• Ideally 3 to 4 years' experience. We'll consider less if your experience is directly relevant and your analytical foundations are strong.
• Strong Excel modelling. SQL or Python is a plus.
• The ability to turn data into a clear business recommendation.
• Comfortable owning an area independently, with support available.

Credit strategy experience on revolving products is also relevant, as is a background at lenders known for strong analytics teams.

Process

An initial screen, an Excel-based case study, a technical interview, a culture interview, then a final stage with senior stakeholders, offered on site.

Compensation

• £70-80k depending on experience
• Excellent benefits and perks

Also good to know

• Visa sponsorship is available.
• Hybrid working, three days a week in the London office.