Interpath
Manager, Loan Portfolio Diligence - Debt Advisory
Requirements
Typically requires 4–6 years of experience in loan portfolio analysis, credit risk, structured finance, securitisation, underwriting, or credit assessment. Candidates should have project and team management experience, an understanding of structured finance and reporting, strong communication and problem-solving skills, and a commitment to developing others and continuing to learn.
Job Description
We deliver tangible results for global businesses, their investors, and stakeholders when complex problems arise, and critical decisions need to be made. Interpath is agile, independent, and conflict-free, and our passion for doing what's right, every time, sets us apart.
Our diverse teams provide specialist technical knowledge combined with deep sector experience across our service line specialisms. Since our foundation in 2021, Interpath has grown rapidly, and we now have a presence across the UK, Ireland, France, Germany, Switzerland, Austria, Spain, South Africa, Algeria, India, BVI, Cayman Islands, Bermuda, Barbados, Hong Kong and Singapore. By 2030 we aim to be one of the world's leading advisory firms with a truly global footprint.
Interpath is seeking an experienced and driven Manager to join our growing Loan Portfolio Diligence team, with a focus on structured finance transactions.
This role involves delivering complex loan portfolio diligence engagements, with responsibility for managing day-to-day client relationships, overseeing delivery teams, and ensuring high-quality execution of loan-level diligence, re-underwriting, data verification, and AUP testing.
The role offers significant variety and exposure across a broad range of structured finance transactions. We perform loan portfolio diligence for private financing deals including warehouses, asset-based lending and forward flow transactions, as well as portfolio sales and acquisitions, significant risk transfers, and public securitisations. Our clients include banks, investment funds, asset managers, loan origination platforms, and fintech lenders and we work across all asset classes, such as residential and commercial mortgages, auto loans, consumer credit, SME lending, asset finance, and more.
Key Responsibilities:
- Manage and deliver loan-level due diligence, re-underwriting, and data verification for private securitisation transactions
- Review and interpret credit files, servicing data and loan documentation to assess credit quality and adherence to underwriting standards
- Oversee the review of lending policies, assessing alignment with portfolio characteristics and credit risk appetite
- Take ownership of AUP testing for public securitisations, including planning, execution, and quality control, while managing and mentoring junior team members
- Oversee the review of investor reporting to assess accuracy and produce recommendations for improvements, including discussion with the client
- Act as a key point of contact for clients during the day-to-day delivery of transactions, building strong relationships and ensuring clear communication
- Coordinate with internal teams and external stakeholders to agree scopes of work, manage project timelines, budgets, and deliverables
- Contribute to business development efforts, including supporting with the creation of thought leadership materials
- Support the development of internal methodologies, tools, and training materials
This position is ideal for candidates with a background in structured finance, credit risk or loan underwriting, whether from professional services, banking or industry, who are ready to take on greater leadership and client-facing responsibilities.
- Typically 4-6 years of experience in loan portfolio analysis, credit risk, structured finance, or securitisation
- Alternatively, a strong background in underwriting or credit assessment, either in professional services or within a lending institution, is highly relevant
- Proven experience managing projects and teams in a fast-paced, client-facing environment
- An understanding of structured finance debt structures, and familiarity with reporting requirements
- Self-motivated, with excellent communication and a strong desire to grow and develop others
- Detail-oriented with a proactive problem-solving approach
- Ability to work both independently and collaboratively in a team setting
- Commitment to professional development and continuous learning
Skills
About Interpath
Interpath supports businesses, their investors and stakeholders across a broad range of specialisms spanning restructuring, deals, strategy & value creation and forensic capabilities. Interpath was formed to allow our people to do what they do best in an agile, independent and conflict-free setting. To create, defend, preserve, sustain and grow value. To offer something different. To help organisations facing challenge or opportunity to navigate what’s next. Interpath proudly works with companies of all sizes, from SMEs to some of the largest organisations globally. Whatever your challenge or opportunity, our market leading people are here to guide you forward. Our extensive sector coverage model also means we have experts who truly understand the complexities of your market, helping you to successfully navigate the road ahead. Interpath combines the energy, ambition and agility of a young organisation with the experience and quality of a big 4 firm.