Commercial Credit Partner
Team Risk and Credit
Location Holborn
County Greater London
Ref # POS_18435
Closing Date 16-Oct-2026
At Metro Bank, we believe the best banking experience starts with people who genuinely care. We’re not just delivering banking services - we’re building trust through authentic connections. Here, our people come first; our colleagues are part of a team that values individuality, collaboration, and long-standing relationships. We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.
What you will do:
• Underwrite Commercial Banking lending propositions up to £5m, exercising personal lending authority and presenting more
complex cases for higher-level approval
• Maintain strong lending asset quality through prudent credit assessment, portfolio management, and proactive identification
of emerging risks
• Ensure compliance with Metro Bank’s lending policies, standards, procedures, and credit risk governance requirements
• Build strong relationships with Commercial Banking leaders and colleagues, providing challenge, influence, coaching, and
support across teams
• Manage workflows efficiently to deliver timely, high-quality lending decisions and support the Bank’s growth objectives
• Promote the Metro Bank approach to lending, combining strong customer understanding with deep product, sector, and
repayment source knowledge
• Contribute to the development of Credit Policy, Standards, Procedures, and wider credit risk initiatives while supporting the
development of less experienced colleagues
And... we are a bank, so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the ability to call out any concerns.
What you will need:
• Proven experience within Commercial Banking, including exercising personal lending authority and making credit decisions
• Experience as a Credit Partner, Relationship Manager and/or in distressed debt
management
• Strong knowledge of commercial lending, banking and finance, including relevant legal and regulatory considerations
• Excellent stakeholder management, collaboration and negotiation skills
• Strong commercial acumen, with a broad understanding of economic trends and market dynamics
• Highly effective problem-solving and decision-making capabilities
• Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders
Our promise to you…
• We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a
wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a
number of colleague discounts!
• We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career
(around 40% of our recruitment comes from internal promotions!
Important Footnote